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Mortgage Rate Averages

Lenders charge interest on a mortgage as a cost of lending you money. Your mortgage interest rate determines the amount of interest you pay, along with the principal, or loan balance, for the term of your mortgage.

Need a Home Loan? Get Pre-Approved.

Take the first step in getting pre-approved for a loan now by reaching out to one or more of our preferred leaders.

Mark Sternberg

Loan Agent, Provident Bank
[email protected]
NLMS# - 760398

Rocco Blasé

Branch Manager, Fairway Independent Mortgage Corp.
[email protected]
NLMS# - 283472

Alex Lutkus

Mortgage Loan Originator, PRMG
[email protected]
NLMS# - 1292096

Choosing the right lender is a crucial step in the condo buying process. Listed above you will find three direct lenders whom we have had strong relationships with for many years. There are no financial incentives received for referring you their way, just the knowledge and satisfaction we get in knowing that you will be well taken care of.

Purchasing a condo is not the same as purchasing a single-family home. There are HOA dues to factor in, which affect your payment & debt to income ratios. Additionally, the buildings occupancy rates and the overall health and reserve status of the HOA are all factors that may affect the rate & down payment requirements.

Even if you have an existing pre-qualified, chances are it will need to be updated based upon the building you are looking at. Your time is very valuable to our team, as is our own, which is why we strongly recommend being fully pre-qualified by a reputable knowledgeable lender prior to beginning the condo buying process.

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© 2022 Localist Realty. All Rights Reserved. Localist Realty fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Localist Realty office is owned by a subsidiary of NRT LLC. Localist Realty ® and the Localist Realty, are registered service marks owned by Localist Realty. Broker does not guarantee the accuracy of square footage, lot size or other information concerning the condition or features of property provided by seller or obtained from public records or other sources, and the buyer is advised to independently verify the accuracy of that information through personal inspection and with appropriate professionals. Information is provided for consumers’ personal, non-commercial use only.